Privacy Policy
Effective date: [Month Day, Year] · Version [privacy-v1]
This policy explains how Creator Life Group [legal entity name, e.g. LLC] ("we," "us"), an insurance agency in Arizona, and our agent Beau Schultz collect, use and protect information you give us through this website and when we contact you.
Information we collect
- What you enter: name, phone number, email, state, age range and preferred call time.
- Consent records: whether you checked the consent box, the exact consent wording you saw, the date and time, the page address, your IP address and browser type. If enabled, a TrustedForm certificate records how the form was completed.
- Ad and site data: if you arrive from an ad, campaign codes in the link (such as utm tags or a Meta click ID). If we enable the Meta pixel, it uses cookies to measure ad results. See "Advertising measurement" below.
- Calls and messages: records of calls and texts with us. Calls may be recorded for quality and compliance, and we will tell you on the call.
- Information for a quote or application: if you choose to apply for coverage, the insurer's application will ask for more, which may include health information. That information goes to the insurer under the insurer's own privacy notice. We do not collect health information on this website.
How we use it
- To respond to your request, call you back, and help you compare life insurance options.
- To send texts and make calls you agreed to, and to honor opt-outs.
- To keep records showing we had your permission to contact you.
- To measure which ads work, without sharing what you entered on the form (see below).
- To meet legal, licensing and insurer requirements.
Text messaging (SMS)
We do not sell, rent or share your mobile number or your text-message opt-in consent with third parties or affiliates for their marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except service providers that help us send messages (such as our phone and CRM provider) and only to deliver our messages to you.
Reply STOP to any text to opt out. Reply HELP for help. Message frequency varies. Message and data rates may apply. See our SMS Terms.
Who we share information with
- Service providers who run our systems: CRM and phone/text service ([e.g. HighLevel / LC Phone]), website hosting ([e.g. Cloudflare]), consent certification ([e.g. ActiveProspect TrustedForm], if enabled).
- Insurance companies, only if you ask us to quote or apply with them.
- Our upline agency, [All-in-One Life Insurance / verify], for supervision, compliance and commission administration.
- Agents working under our agency who are licensed in your state, so they can respond to your request on our behalf.
- Legal reasons: when required by law, regulators or to protect our rights.
We do not sell your personal information. [VERIFY: if you ever sell leads (Phase 3), this sentence, the consent language and the A2P registration must all change first.]
Advertising measurement
If enabled, we use the Meta pixel and Meta Conversions API to learn whether our ads led to a request. We send Meta only a scrambled (hashed) email and phone number, ad click identifiers, IP address and browser type, and the fact that a request happened. We do not send your age range, call time, or anything about your health or insurance needs. You can control ad settings in your Meta account and clear cookies in your browser.
How long we keep it
We keep consent records and contact history for [at least 5 years / VERIFY with attorney] to show we had permission to contact you. Other information is kept only as long as needed for the purposes above or as insurers and regulators require.
Security
We use access controls, encrypted connections (HTTPS) and reputable service providers. No system is perfectly secure.
Your choices
- Stop texts: reply STOP. Stop calls: tell us on the call or email us.
- Ask what information we have about you, or ask us to correct or delete it (we may need to keep consent and do-not-contact records): email [privacy@yourdomain.com].
Insurance privacy laws
[VERIFY with attorney: insurance producers may have privacy-notice duties under the federal Gramm-Leach-Bliley Act and Arizona's insurance information privacy laws (A.R.S. Title 20). Add any required notice text here.]
Children
This site is for adults 18 and older. We do not knowingly collect information from children.
Changes
We may update this policy. The effective date above shows when it last changed.
Contact
Creator Life Group [legal entity name, e.g. LLC] · [Business address] · [Phone] · [privacy@yourdomain.com]
Arizona insurance license: [License number]